All products and services of OTIP and its subsidiaries and affiliates are subject to the terms and conditions of the applicable policies governing their use.
The Terms are to be read by you together with any terms, conditions or disclaimers provided in the pages of the Site and the terms for use of the OTIP site. In the event of any conflict, the terms provided in the pages of these two Sites will govern.
The information, material and content provided in the pages of the Site (the "Information") may be changed at any time without notice. Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly and your continued access or use of the Site will mean that you agree to any changes.